Terms of Use

Last updated: November 8, 2026

4D Wealth ("the app") is provided by Anenia Zerai. By using the app you agree to these terms.

What the app does

4D Wealth helps you track money, health, mind and time, and gives you a daily plan and reports. It reads bank transactions you choose to connect (through Plaid) in read-only mode. 4D Wealth never moves money. Any transfer or payment shown in the app is a reminder you carry out yourself.

Not financial, medical or legal advice

Numbers, briefs and coaching are for information and habit-building. They are not advice from a licensed financial adviser, doctor or lawyer. Decisions are yours.

Subscriptions

4D Premium is sold as an auto-renewing subscription through Apple: monthly or yearly, each with a 7-day free trial for new subscribers. Payment is charged to your Apple ID at confirmation of purchase, or after the trial ends unless you cancel at least 24 hours before. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in iPhone Settings → Apple ID → Subscriptions. Prices are shown in the app before you buy.

Your data

See the Privacy Policy. You can delete your data from inside the app at any time.

Acceptable use

Use the app only for your own household or business. Do not attempt to access other users' data or the service's internals.

Changes and contact

We may update these terms; the date above changes when we do. Questions: support@4dwealth.app.